Big Rig Truck Insurance Agency, Inc. specializes in commercial insurance and needs of the trucking industry. You will have access to your agent 24/7 and we will provide you with the best possible service. Below are the insurance products we offer.
Provides coverage in the event vehicle causes injury or death to another person and the insured is considered at fault for the accident. It covers expenses related to medical costs, lost wages, sickness, death and pain and suffering for an injured third party. It also covers legal defense costs related to claims against covered damages.
Provides coverage in the event a covered vehicle causes damage to any property and the insured is considered at-fault for the accident. It also covers legal defense costs related to claims against covered damages.
This insurance offers coverage for damages or injuries to others while the truck is not dispatched on a job. The coverage is sometimes referred to as deadhead coverage or bobtail liability.
Provides coverage for damages which an insured is legally entitled to recover from another party who is considered at fault, but is uninsured or underinsured for the level of damages incurred.
An extension of car insurance available in some states which covers medical expenses and, in some cases, lost wages and other damages. PIP pays off regardless of who is at fault and is mandatory in some states, especially those “no-fault” laws.
Non-owned & Hired Auto liability covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed vehicles) or caused by non-owned vehicles(vehicles owned by others, including owned by employees.
Provides coverage in the event of a loss or damage to an insured vehicle caused by incidents other than a collision. This includes damaged due to fire, theft, vandalism, windstorm or contact with an animal.
Provides coverage in the event of a loss or damage to an insured vehicle caused by a collision or overturn. Collision must be written with Comprehensive or Fire and Theft with Combined Additional Coverage’s.
Allows you to pay one deductible that covers the truck, the trailer, and the cargo, instead of paying separate deductibles for each.
Coverage insures the trailer you are pulling for someone else in the event of loss. $20,000 is somewhat standard for trailers.
Coverage protects a non-owned trailer you are pulling when there is an interchange agreement in force for physical damage.
Cargo Insurance covers the property being transported by the trucker. Coverage and limits vary on the type of commodity being hauled and the value necessary to cover the load. We can discuss and tailor to your needs in order to offer you the best company for the most competitive price.
Protects the business for any property damage or bodily injury that might occur which does not involve a truck. This includes accidents at your place of business, advertising related and/or contractual risks.
Insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.
Protects goods stored at specified locations in the event of loss. For example as relates to theft, fire, sprinkler damage. This amount of coverage is dependent on the total amount of goods stored at the location at any one time.
A freight broker bond is a form of insurance that is required by the FMCSA and protects against fraud or unethical actions by a anyone operating as a transportation broker. Some may be allowed to use a BMC-85 trust fund instead of a freight broker bond.
Insurance provided by the motor carrier and intended to protect independent contractors and owner operators. This covers a driver if he is injured or killed on the job. In the event of such an accident, trucker occupational accident insurance pays for the driver’s medical bills, disability leave, or reimbursements to his family.